Regular Shares

The first account you open when you become a member of Classic FCU is called a Regular Savings Account because you become a part owner of our cooperative institution.

  • Open Your Account With An Initial Deposit of $5.00
  • No Monthly Fees
  • Earn Dividends For Average Daily Balance of $250.00 Or More, Posted Monthly
  • Payroll Deduction Is Available

Certificates

Our high-yield Certificates are a great way to save and earn more through the credit union.

  • Open Your Account With An Initial Deposit As Low As $1,000.00
  • Flexible terms from 3 months to 5 years
  • No Monthly Or Yearly Fees

Money Market Savings

Higher yield savings with up to 6 withdrawals or transfers per month!

  • Open your account with an initial deposit of $2500.00
  • Tiered interest rates as your balance increases
  • Up to 6 withdrawal or transfer transactions per month without a monthly charge (after 6, $10 per transaction)
  • Interest calculated on average daily balance, posted monthly
  • Generally you will earn a higher rate of return than the regular savings account
  • Make unlimited deposits
  • Payroll deduction available

Holiday & Vacation Savings Accounts

Our Club Accounts are a great way to earn while you save for important expenses such as holiday gifts or a special getaway. Christmas Club Accounts mature November 15, just in time for holiday shopping, and Vacation Club Accounts have flexible maturity dates.

  • Open Your Account With An Initial Deposit of $5.00
  • Earn Daily Dividends / Posted Quarterly
  • No Monthly Service Fee
  • Payroll Deduction Available
  • Call the credit union for Vacation Club checks and transfers

Individual Retirement Accounts (IRA's)

An IRA is a great way to save for retirement and other expenses. Your tax advisor can help you choose which type of IRA is right for you.

TRADITIONAL & ROTH IRA

  • Open your account with as little as $25.00 with automatic payroll deduction or $250.00 with periodic deposits.
  • Add to your account at anytime, subject to IRS limitations
  • Qualified penalty-free withdrawals may be available

COVERDELL EDUCATION SAVINGS ACCOUNT

Formerly known as “Education IRAs,” a Coverdell Education Savings Account is an excellent savings tool for tuition, books and more! Consult your tax advisor for details.

  • Open your account with as little as $25.00 with automatic payroll deduction or $250.00 with periodic deposits
  • Contributions can only be made for individuals under the age of 18
  • May be used penalty-free for qualified educational expenses subject to IRS limitations
  • Savings and Certificates available

Clubhouse Life - For Ages 12 & Younger

Statistics show that most kids today don’t learn nearly enough about effectively managing money. By starting the education process early, your children or grandchildren will be better equipped to make wise financial decisions in the future. The Classic Clubhouse Life Account will help kids ages 12 and younger learn how to save and spend their money responsibly.

  • Every time a deposit of $5 or more, per day, is made in your Clubhouse Life Account, you will receive one token. You can use the tokens to make prize purchases at the Clubhouse Life “store" where items can be purchased for 1, 5 and 10 token values.
  • We love good grades! If you bring us your ALL “A” report card each grading period, we will give you a Clubhouse Life token & put your name on our Clubhouse Wall of Fame!
  • Get a special birthday card during your birthday month & newsletter just for you!
  • We also have fun games and contests throughout the year! Be sure to check our website and Facebook page for all of Clubhouse news! It's never too early to kick start your child's (or grandchild's) financial future!

Call, click here or stop by to open your Clubhouse Life Account today!

Click here to view a newsletter just for you!

Teen Life - For Ages 13-18

Teens ages 13-18 will learn to manage their money and get started on serious savings! Along with their Savings Account, they can sign up for a Checking Account*, MasterCard Check Card, have access to eServices, and much more!

Teen Life members will also receive a Teen Life Account punch card. Each time you make a deposit of $5 or more, per day, ingot he Classic Teen Life Account, you will receive one punch on the card. Once the entire card is full of punches, the card will become an entry into a prize drawing that we will have every other month! The more cards you fill up, the more chances you have to win!

How excellent! How simple! Prizes for punches!

Good grades are so important so we want to reward Teen Life members for making the grade! If you bring us an ALL "A" report card each grading period, we will give you a Teen Life token & put your name on our Teen Life Wall of Fame!

So, come on teens! Step up your savings, plan for purchases and share with others - to live a prosperous life!

Call, click here or stop by to open your Teen Life Account today!

Click here to view a newsletter just for you!

*Applicants under age 18 must have a parent or legal guardian on the checking account. Membership eligibility required on all accounts.

Classic One Checking

A Classic One Checking Account is convenient for handling your daily financial affairs.

Classic Secure Checking

A Classic Secure Checking Account is convenient for handling your daily financial affairs.

Classic Advantage Secure Checking

Higher yield savings with convenient checking access!

  • Minimum Initial Deposit Of $2,500.00
  • Tiered Dividend Rates As Your Balance Increases
  • Unlimited Deposits
  • MasterCard debit card Card Access
  • Free E-Statements or $2.00 monthly paper statement fee
  • Classic FCU Mobile Banking
  • IDProtect® - Identity Theft Monitoring and Resolution Service* (Registration/Activation Required).
  • IDProtect is just $2.95 per month!
    * IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a “signer” on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

MasterCard Debit Cards

Your MasterCard Check/Debit Card looks like a credit card but works like a check! This convenient card gives you quick access to your Classic Federal Credit Union Checking Account, with purchasing power at over a million merchants worldwide.

As a Check/Debit Cardholder, you will also enjoy:

  • No Monthly Fee
  • No Transaction Fees
  • No Checks To Buy
  • Access To All Nationwide ATM Networks
  • Easier Budgeting Since Funds Are Automatically Deducted From Your Checking Account
  • Card Acceptance At Thousands Of Other Locations Around The Globe

Home Banking

Accessible via our website, our Internet Banking service allows you to conduct a variety of transactions on your Classic FCU accounts. If you are not already signed up to use Home Banking, click here or call us for more information.

e-Statements

No more waiting for your monthly statement in the mail. Click here to sign up for eStatements or call us for more information.

Direct Deposit

This service is a safe, convenient and timesaving way to have your paycheck automatically deposited into your credit union account(s). Have your entire paycheck or a portion of your paycheck deposited directly into your Classic FCU Savings Account and/or distributed into a number of your credit union accounts as you designate – all at no charge to you. You will enjoy having immediate access to your funds on payday!

Payroll Deduction

Payroll Deduction is the easy, painless way to build a sound saving habit. You can also use this service to effortlessly repay a loan. Funds are earmarked from your paycheck for a purpose you designate and deposited into your Classic FCU Savings or Checking Account.

Reorder Checks

Click here to reorder checks online. You will be able to shop for checks and accessories, enter the order, and receive an email confirmation 24 hours a day, 7 days a week. To reorder checks, use routing and transit number 242276388 and your account number.

Other Services

  • Direct Withdrawal – To any company for collection or payment.
  • Safety Deposit Boxes
  • Money Orders
  • Cashier’s Checks
  • Telephone Account Access 24/7
  • Fax Service – Free to local area
  • Notary Service
  • Medallion Signature Guarantee Available